London vs Bristol: salary + cost of living

London vs Bristol 2026: London pays a median full-time salary of £44,000 vs Bristol's £34,500 — a difference of £9,500. On the local median, take-home in London runs about £35,199/year (£2,933/month) versus £28,359 (£2,363/month) in Bristol. Rent for a 1-bed flat is £1,500/month in London vs £1,200 in Bristol, a £300/month gap. Net-of-rent, London leaves £17,199/year while Bristol leaves £13,959 — often the clearer comparison than headline salary. This guide covers salary bands, cost of living, mortgage capacity + which city wins on which metric.

Verified against 2 official sources · Last reviewed 14 June 2026
On this page
  1. Salary comparison
  2. Cost of living
  3. Mortgage capacity
  4. Career progression
  5. In short

Salary comparison

Metric London Bristol
Median salary £44,000 £34,500
Take-home (2026/27) £35,199 £28,359
Monthly net £2,933 £2,363

Cost of living

Metric London Bristol
1-bed rent £1,500/mo £1,200/mo
1-bed annual rent £18,000 £14,400
Net after rent £17,199 £13,959

Mortgage capacity

  • London median × 4.5x LTI = £198,000
  • Bristol median × 4.5x LTI = £155,250

Career progression

Both markets have strong career ladders. Choice depends on industry: - Finance/tech: usually London weights higher - Public sector/NHS: less city premium - Manufacturing/logistics: often stronger outside London

In short

London pays more but costs more. Net-of-rent London: £17,199. Bristol: £13,959. See related city pages for detail.

Frequently asked questions

Which is better for take-home, London or Bristol?

London: £35,199 net. Bristol: £28,359 net. Median-salary difference: £6,840.

Which has cheaper rent?

London: £1,500/mo. Bristol: £1,200/mo. Difference: £3,600/year.

What's the net-of-rent difference?

London: £17,199/year. Bristol: £13,959/year.

Which is better for buying a house?

London 4.5x LTI = £198k. Bristol 4.5x LTI = £155k. Compare to local house prices.

Which has better career progression?

Both major UK cities. London: financial services + tech dominant. Bristol: dependent on your industry.

Sources

All figures on this page are sourced from official UK government publications. We don't cite secondary commentary or other calculator sites.

  1. ONS - ASHE 2024
  2. GOV.UK - Income Tax rates

For the calculation methodology behind every figure on this page, see our methodology. For our review and update process, see our editorial standards.

Last reviewed: 14 June 2026. Next review due 14 December 2026.

Disclaimer: This page provides general information based on published HMRC and gov.scot figures. It is not personal tax or financial advice. For your specific situation, please consult a qualified accountant or contact HMRC directly.